Work out your monthly EMI (equated monthly instalment) for a home, vehicle, or personal loan in Nepal — enter the loan amount, annual interest rate, and tenure to see your monthly payment, total interest, and total repayment.
EMI = P × r × (1+r)n ÷ ((1+r)n − 1), where P is the loan amount (principal), r is the monthly interest rate (annual rate ÷ 12 ÷ 100), and n is the number of monthly instalments (years × 12). This is the standard reducing-balance EMI formula used by banks and finance companies in Nepal. Actual bank offers may add processing fees or insurance not reflected here — treat this as an estimate for comparison, not a binding quote.
Connect with us for the latest updates, trends, and data from Nepal!
